Last update - 29.01.2018

ARARATBANK was established as a result of the reorganization of Haykapbank, operating on Armenian financial market since 1991.

The Bank has been functioning as an open joint stock company since August 2007 (Banking license #4).

Since 30.01.2009 the Bank has been a member of NASDAQ OMX Armenia.

The Bank is a participant of ArCa system, a shareholder and a full member of Armenian Card company. It issues ArCa Classic, ArCa Junior, ArCa Green Line, as well as AUTOCARD payment cards, "Family cards" package as well as "Gift Card”.

The Bank is an affiliate member of MasterCard and VISA International payment systems. The Bank issues MasterCard Gold, Business, Standard and Maestro cards.

The Bank is a participant of SWIFT international payment systems. It offers international express money transfers through MoneyGram, AVERS, ANELIK, UNISTREAM, Xpress Money, Ria Money, INTEL EXPRESS, Sigue Transfer, Money Transfer.

The Bank participates in various international and government lending programs, including World Bank’s "Access to Finance”, Lending Programs of European Bank for Reconstruction and Development, "Economy Stabilization Lending” of the Armenian government, credit programs of the Swiss Izmirlian Foundation, "Development of Sustainable Market for Housing Finance" program of the German KFW, the mortgage program of the National Mortgage Company UCC.

The Bank has 47 branches in Yerevan and regions.

As of 31.05.2014 the Bank had 670 employees.

As of December 31, 2017, the total capital of the bank is AMD 35,282,669 thousand, assets – AMD 212,601,828 thousand, liabilities – AMD 177,319,159 thousand.

Acting Executive Director Ahsot Osipyan
Address 19 Pushkin St., Yerevan 0010, Armenia
Phone (010) 59 23 23 call-centre,